We Huddlers at Payhuddle post new content across a variety of categories.
Browse our latest posts below and select specific categories based on your interests.
Modern automated certification platforms aim to take care of the entire workflow, from assigning test cases to running tests to validating outcomes to generating reports.
Certifications often involve multiple parties, such as the merchant, the processor’s cert team, sometimes the terminal vendor or an integrator, and possibly network representatives. Coordinating all these via email or phone is clumsy.
The U.S. payments market is “processor-driven.” But what does that mean, especially for something as intricate as EMV terminal certification?
EMV terminal certification is important to payment processors since it is the key to confidence and efficiency in the payment system.
EMV Level 3 certification in the U.S. is challenging. It's a $50K-$200K, 3–6-month journey that can make or break your payment processing timeline.
Tokenization - a powerful technique that helps protect sensitive payment information. But what exactly is it, and how does it work? This blog will explain why tokenization matters for secure transactions by breaking down the different eras and explaining the basics of tokenization in simple terms.
Explore modern secure payment technologies, such as tokenization, and how Artificial Intelligence (AI) and Machine Learning (ML) make tokenization even smarter in this blog.
Explore the evolving modern payment technologies, such as contactless payments, cloud-based kernels, and mobile wallets, in detail, along with regulatory changes like ISO, PCI, EMVCo, 3DS, Open banking, and Secure Remote Commerce (SRC) that drive the payment industry forward.
Discover how terminal and card simulators simplify payment field issues for processors, kernel developers, merchants, and schemes.
Explore the role of the EMV Card Personalization Validation Process for Issuers, Personalization Bureaus, and Payment Schemes and how it can be further simplified.
As a payment scheme, you help merchants get their products certified so they can begin processing transactions efficiently in the field.
The payment industry's rapid growth often results in resource shortages.
Maintaining standards for various payment brands is complex, often extending certification timelines and delaying go-to-market.
Discover the transformative power of DevOps culture. Learn how collaboration, automation, and continuous software delivery and operations improvement can enhance efficiency, quality, and customer satisfaction. Explore Payhuddle's successful DevOps implementation strategies.
New EMV Contactless Kernel (C-8) Specification unifies & simplifies contactless transactions. Learn how C-8 benefits merchants, issuers, & acquirers with security, cost savings, & faster processing.
Addressing the challenges encountered by Financial Institutions (FIs) and Payment Service Providers (PSPs) in ensuring peak API performance, security, and compliance.
Payhuddle Consulting has got you covered. Our EMV Level 3 consulting focuses on acquirer needs, with remote consulting services available in over 52 countries.
How to streamline your EMV Level 3 testing and certification with card personalization and simulation using a mobile app.
How, as a payment scheme, you can simplify your host testing and certification process by establishing a certification board for your scheme. Learn more about increasing visibility and the challenges that a vendor faces.
Acquirer and issuer host testing is a complex process that requires extensive continuous testing and the regulatory requirements of different payment schemes.
In this blog, we will dive deep into EMVCo L3TG, role of TSEC, challenges in building the TSEC file, use cases of the automated TSEC editor and card image generation tool
How blue/ green strategy is helping the payments industry go for zero downtime deployment? In this blog, we also discuss load balancing and DNS switching.
How cloud kernel is reducing the EMV L2 terminal certification costs and time. We find out by comparing the terminals with the cloud and embedded kernels.
Learn how to simplify EMV level 2 kernel certification from our subject matter expert, who has 10+ years of experience in EMV kernel certification. Read our blog now!
In this blog, we discuss how using our exclusive remote consulting services saves time and money on the EMV Level 3 terminal integration testing and certification process for one of our customers.
Machine learning credit underwriting can help lenders improve their levels of accuracy and remove bias in lending.
When you look at employee benefits in India – it comprises tax-saving benefits like food coupons, meal vouchers, paid leaves, and post-retirement benefits.
Our AI-driven and cloud-based offerings will help our customers save time, money, and effort in their testing and certification projects.
We compiled the top 12 payments trends in 2018. Find out more about adoption of Open APIs, Real-time payments, and more.
We believe that remote consulting would become the new normal when it comes to certification. It works in the favour of banks and consulting service providers.
MDR should be market-driven, and capping MDRs or removing MDRs will hinder the digital payments industry growth.
How FinTech simplifies financial transactions for consumers in India, making them more accessible and affordable as it slowly enters the insurance and wealth management space. Read the blog!
According to a Reserve Bank of India's (RBI) report released in June 2020, cash still remains king. A lot of cash did not come back to the banking system.
While the technology used for digital payments is secure, fraudsters can use several deceptions that you should be aware of.
Digital transactions across the board were on a free-fall in April 2020, except perhaps AePS. Read this article to know more.
With the ongoing pandemic lockdowns, the fintech ecosystem is going through stressful times with transaction volumes and the value going down considerably.
The APIs for the financial ecosystems are useless unless they cannot be replied to. Thus, testing and validating them is vital before they can be rolled out.
UPI makes utility payments, merchant payments, and peer-to-peer payments effortless and secure.
Why Android POS has become the new and preferred mobile POS system especially in the Indian market.
The payment industry is currently going through tectonic shifts, and innovation is happening rapidly, with most countries boasting of real-time payment systems.
API testing platforms should ideally be cloud-hosted, allowing multi-user and multi-tenant validation and testing of the APIs to onboard them.
SRC makes use of tokenization and 3D-Secure technology to make transactions safer and secure for consumers.
Enhance the customer experience, increase conversion rates, and avoid shopping cart abandonment by rolling out SRC (Secure Remote Commerce) from EMVCo.
SRC has the potential to ease the online checkout experience while improving transaction security and simplifying integration for merchants and commerce platforms.
How SRC can improve the buying journey of the customers and reduce friction in the payment, It also promotes simplicity, familiarity, interoperability, and trust.
Managing all the payment testing such as D-PAS, Quick Chip, M/Chip, RuPay, payWave, BHIM, UPI, PayPass needs a system and process.
EMV standards have helped reduce fraudulent transactions considerably, but this has forced fraudsters to move to the online world. Learn more about securing the transactions as our EMV expert discusses.
Fraudulent transactions will continue, but EMV is probably the first step toward eliminating fraud. Read about how secure EMV is and the revolution it brings to financial transactions.
EMV will make a big comeback in the Indian market, challenging non-EMV transaction infrastructure. Read how India will adapt to EMV-enabled infrastructure in this blog.
Read how the payments digital transformation will be led by India, China, Indonesia, Brazil, the Philippines, Malaysia, Turkey, and South Africa.
Learn more about the EMV fallback transactions. How do you do a workaround to make a successful transaction in case the EMV chip or terminal chip reader does not work?
Read from our expert how to simplify the migration of ATM from Magstripe to EMV, which involves several stakeholders, various compliance requirements, internal infrastructure, and the end customers.
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