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Huddler's Write

We Huddlers at Payhuddle post new content across a variety of categories.
Browse our latest posts below and select specific categories based on your interests.

Our Blogs

Karthik Gowrishankar
August 24, 2023

Why should Financial Institutions and Payment Service Providers use a no-code API test tool to automate their testing?

Read why financial institutions and Payment service providers should use a no-code/ low-code API test tool. Discover real-world case studies and benefits of streamlined EMV and payment scheme integration.

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Neetu Kour
May 4, 2023

Consulting is a real feather in our cap – this is what our customers say!

Payhuddle Consulting offers expert payment consulting services for acquirers focusing on Level 3 consulting. We provide remote consulting in 35 countries. Read this blog to learn more!

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Karthik Gowrishankar
April 28, 2023

How do you replace physical cards in EMV Level 3 testing?

Read how to streamline your Level 3 testing and certification using a mobile app with card personalization and simulation as an acquirer or payment processor.

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Praveenkumar
April 1, 2023

As a payment scheme, do you have visibility on the certification process?

Read how you can simplify your vendors' host testing and certification process by establishing a certification board for your scheme.

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Praveenkumar
March 30, 2023

The sure shot way to get your acquirer and issuer host certified

Read how complex is the Acquirer and issuer hosts testing process. In this blog, our expert shows how to simplify host debugging and certification.

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Manikandan Vellaiyan
July 18, 2023

Why should payment schemes consider a tool with automated capabilities to convert test files into TSEC format?

How automated tools help payment schemes convert their test files into TSEC format.

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Sivaguru Arunachalam
August 17, 2022

How the blue-green strategy is helping the payments industry go for zero downtime deployment

Read how the blue-green strategy is helping the payments industry go for zero downtime deployment.

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Venkateshkumar Thirumalaisamy
June 30, 2022

How the Cloud kernel is revolutionizing the payments industry?

Read how cloud kernel is reducing the L2 terminal certification costs and time. We find out by comparing the terminals with the cloud and embedded kernels.

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Saravanan Kangamuthu
June 23, 2022

EMV and Level 2 Contactless Kernel Certification is Challenging – How do you address it?

Read how you can simplify your EMV level 2 kernel testing and certification from our payments kernel expert, who has 10+ years of experience in EMV kernel certification!

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Goutham YV
August 31, 2020

Remote Consulting for EMV Terminal Integration Testing

Read how can remote consulting save money, time, and effort on your level 3 terminal integration and certification process?

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Sabapathy Narayanan
August 12, 2020

Machine learning can help in credit underwriting

Read how Machine learning in credit underwriting can help lenders improve their levels of accuracy and remove bias in lending!

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Sabapathy Narayanan
July 20, 2020

The New Era of Cashless and Invisible Employee Payments and Benefits

Read how employee benefits are now going cashless in India instead of coupons and vouchers.

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Sabapathy Narayanan
July 27, 2020

AI-driven cloud-based payment brand certification solutions

Read how our AI-driven and cloud-based offerings will help customers save time, money, and effort in their level 2 and 3 testing and certification projects.

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Sabapathy Narayanan
December 24, 2018

Top 12 trends in payments 2018

We did This video at the beginning of 2018 on the top 12 trends in the Payments domain. We took stock of how we performed.

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Sabapathy Narayanan
July 22, 2020

Remote consulting helps banks save time, money, and efforts

Read why we believe that remote consulting will become the new normal when it comes to certification.

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Sabapathy Narayanan
June 25, 2020

Zero MDR won't help in expanding digital payments

Read why Merchant Discount Rate (MDR) should be market-driven and capping MDRs or removing MDRs will hinder the digital payments industry growth.

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Sabapathy Narayanan
June 10, 2020

How FinTech has become the backbone of financial services

Read how FinTech simplifies financial transactions for consumers in India, making them more accessible and affordable as it slowly enters the insurance and wealth management space.

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Sabapathy Narayanan
June 5, 2020

Is cash still the king in India?

Read why cash remains the king in India, all about the cash economy, and where we stand.

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Sabapathy Narayanan
May 21, 2020

The novel payment frauds in the times of Pandemic

Read how fraudsters can use several deceptions, even in digital payments. While the technology used for digital payments is secure, you should be aware of it.

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Sabapathy Narayanan
May 11, 2020

Why digital transactions went on a free-fall in April 2020

Read how digital transactions across the board were on a free-fall in April 2020, except perhaps AePS.

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Sabapathy Narayanan
April 23, 2020

Fintech ecosystem – is it going through stressful times?

Read how the fintech ecosystem was going through stressful times with the pandemic lockdowns, with transaction volumes and value decreasing considerably.

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Indranil Chakraborty
April 15, 2020

Functional testing of Web Service APIs made easy

Read why functional testing of web service payment APIs is vital before rolling out. Simulating the functional and workflow scenarios is now essential days before going for certification and approval.

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Indranil Chakraborty
April 8, 2020

The good, the bad, and the ugly of UPI transactions

Read how UPI makes utility, merchant, and peer-to-peer payments effortless and secure.

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Goutham YV
April 1, 2020

Why Android POS has become the preferred POS system in the Market

Read how Android POS has become the new and preferred mobile POS system, especially in the Indian market.

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Indranil Chakraborty
March 25, 2020

Is API Testing keeping pace with the growth of real-time payments?

Discover the evolving payment landscape with real-time systems and why testing real-time payment APIs is vital for security and compliance risk mitigation.

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Goutham YV
March 13, 2020

API testing and real-time payments

Find out why payment API testing platforms should be cloud-hosted to allow multi-user and multi-tenant validation and testing of APIs.

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Goutham YV
March 5, 2020

Secure Remote Commerce – Why should I care as a consumer or as a merchant?

Read how Secure Remote Commerce (SRC) uses tokenization and 3D-Secure technology to make consumer transactions safer and secure.

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Goutham Venkataram
February 27, 2020

Unifying digital commerce, the SRC way

How can you enhance the customer experience, increase conversion rates, and avoid shopping cart abandonment by rolling out SRC (Secure Remote Commerce) at your checkout?

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Goutham YV
February 20, 2020

How do you reduce shopping cart abandonment rates?

Read how Secure Remote Commerce (SRC) has got the potential to ease the online checkout experience while improving transaction security

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Goutham Venkataram
February 13, 2020

What is stopping the stakeholders from implementing Secure Remote Commerce?

How SRC can improve the buying journey of the customers and reduce friction in the payment, It also promotes simplicity, familiarity, interoperability, and trust.

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Prakash Sambandam
December 18, 2019

Is there a need for a payment Certification Board?

Read why you need a payments certification board to manage all the payments system such as D-PAS, Quick chip, M/Chip, RuPay, payWave, BHIM, UPI, and PayPass

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Prakash Sambandam
June 29, 2019

Migration to EMV has migrated the card fraudsters online

Read how EMV standards have helped reduce fraudulent transactions considerably, forcing fraudsters to move to the online world.

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Indranil Chakraborty
October 6, 2019

Merchant credit card chargebacks – Is EMV the holy grail?

Fraudulent transactions aren’t going away, but EMV is probably the first step toward eliminating fraud. Read how secure EMV is and the revolution it brings to financial transactions.

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Indranil Chakraborty
April 25, 2019

What is the future of EMV in India?

EMV will make a big comeback in the Indian market challenging non-EMV transaction infrastructure. Read more about EMV about India in this blog.

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Prakash Sambandam
April 22, 2019

Digital Transformation and the Emerging Markets

Read how digital transformation transforms India, China, Indonesia, Brazil, the Philippines, Malaysia, Turkey, and South Africa.

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Indranil Chakraborty
April 19, 2019

EMV and the Fallback Mechanism

Fall-back transactions happen with EMV. It is a workaround to make a successful transaction in case the chip or terminal chip reader does not work.

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Indranil Chakraborty
April 17, 2019

ATM Migration – How do you go about the implementation?

How to migrate ATM to support EMV involving several stakeholders, various compliances, internal systems, and customers.

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