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Tropo™

EMV Card Personalization Validation (CPV) Tool for issuers, card manufacturers and personalization bureaus.

Tropo is an automated EMV card personalization validation (CPV) tool to validate and certify the cards against the payment scheme specifications and test plan as per issuer's business requirements to enhance customer experience and reduce wait times.

Regardless of whether you are an issuer, card manufacturer, or a card personalization bureau, our tool is designed with your needs in mind.

We value your role in the process and have tailored our solution to meet your specific requirements.

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Challenges

It addresses all the testing and validation challenges faced by issuers, card manufacturers, and card personalization bureaus.

It helps to avoid the reputation risk of issuing faulty EMV card to customers and avoid higher business costs of producing and issuing faulty cards.

Features of our Tropo Tool

  • Self-service Card personalization validation (CPV) tool
  • Full cryptographic authentication support: SDA, DDA, CDA, RSA PKI, and ECC
  • Custom validation profiles, data loading, and testing
  • Supports contact and contactless cards, mobile payment applications, and tokenised profiles
  • Detailed transaction log viewing and automated certification report generation
  • Accessible via browsers across operating systems

Benefits

  • Detailed EMV data element analysis
  • Intuitive UX with modern UI and on-screen guidance
  • Always up-to-date with payment brand CPV compliance requirements
  • Secure, cloud-native architecture
  • Always up-to-date with the latest compliance guidelines of payment brands

Tropo is currently qualified for the Mastercard Personalization Validation Tool 2.0 - Product Requirements.

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You can perform Credit/Debit, Maestro, Cirrus, US Maestro, Mastercard China, MAS4C, PayPass, M/Chip Advance, dual interface and mobile payment applications using Tropo.

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Consulting Support

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Frequently Asked Questions

What is Tropo?

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Tropo is our automated card personalization validation tool that helps you validate and certify card personalization against payment scheme specifications before cards reach your customers.

Who is Tropo designed for?

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Tropo is designed for card issuers, card manufacturers, and card personalization bureaus who need to ensure their cards meet compliance requirements before production.

Which payment schemes does Tropo support?

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Currently qualified for:

  • Coming soon: Support for all the other major international schemes.

Is Tropo a cloud-based tool?

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Yes, Tropo is delivered as a SaaS product with cloud-compliant architecture. You can access it from anywhere through your browser, no infrastructure setup or maintenance required on your end.

Which card types it can validate?

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Tropo supports validation for contact cards, contactless cards, mobile phone credentials, and tokens, covering all your card issuance needs.

How is Tropo different from standalone test tools?

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Tropo is more cost-effective than standalone test tools because you don't need to maintain on-premises testing infrastructure. Plus, it's always up to date with payment brand compliance guidelines and automatically updates.

Can it customize card validation tests?

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Yes. Tropo supports custom personalization validation, data loading, and testing based on your specific issuer business requirements and use cases.