Enabling transaction performance with confidence

It doesn’t matter whether you are an acquiring bank, a payment processor, a terminal vendor, a payment scheme, or an organisation that is in the business of enabling transactions - we have you covered. 

As a payment solutions organisation we can help you ensure the confidence and performance of your transactions. 

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Our Network Partners

Association Memberships

Our Offerings

We offer a wide array of solutions for your transaction challenges

Address Level 2 and
Level 3 needs of the
payment ecosystem

Ready-to-certify Level 2 kernels; Level 2 contact and contactless kernel testing tool; Level 3 terminal integration testing and certification tool; host simulator for acquirers, issuers, network, and terminals; and physical test cards

Go to Products

Deliver value to vendors,
banks, and development community with your certification process

We help payment schemes in defining, operationalising, managing, and setting up of certification management platform

Go to Payment Schemes

Enabling the acquirers
and processors to roll-out products faster

We help acquirers and processors with terminal integration validation and certification, ensuring compliance with payment scheme requirements

Go to Acquirers and Processors

Focus on transactions
and outsource the product lifecycle services

We help you address the dynamic needs of your customers with new product development, adding additional functionality, testing, and maintaining your products

Go to Outsourced Product Development


What makes us credible to deliver you the best possible solutions


Discover approved D-PAS E2E certification provider

Formal approval services to ensure the quality of implementation of contact and contactless terminals supporting Discover Network, Diners Club International, and PULSE


Visa approved CVES service provider

Simplify the Visa terminal certification. Perform mandatory L3 testing, analysis, and submission of reports to Visa using Chip Compliance Reporting Tool (CCRT)


EMVCo approved Level 3 test tool provider

Level 3 testing of contact and contactless terminals for Visa – ADVT, CDET, L3 Global Unified; MasterCard – M-TIP; Discover – D-PAS; Amex - AEIPS, ExpressPay; UnionPay Contact


Discover approved D-PAS Global consulting service provider

Provide consulting and guidance on D-PAS end-to-end testing for Discover Network, Diners Club International, and PULSE


Customers and brands love using our products and services

Excellent support

We hereby would like to let you know of the excellent support Payhuddle’s team provided during the whole certification process. We completed the ATM and POS certifications for Visa. We achieved this certification in significantly less time due to Payhuddle’s coordination with switch and terminal vendors. We look forward to working with Payhuddle in our future projects.

Pranab Dabadi, CEO, Nepal Electronic Payment Systems Ltd.

Expert Solutions

It is our pleasure to say that the expertise Payhuddle showed during the certification project was remarkable. We highly admire the commitment, positive attitude, and enthusiasm that you showed towards project activities, which is highly appreciated by our management and the teams that coordinated with you. We take this opportunity to thank Payhuddle for the support extended by you during difficult times. Your continuous support helped us achieve our targets.

Hareendra Leelasena, Card Center, People’s Bank

Hassle free training and support

We were looking to have our e-POS terminals certified with all major card networks like MasterCard, Visa, RuPay, and DINERS to accept our transactions. We approached Payhuddle and we bought their Level 3 certification testing tool to test including RuPay - mATM. It allowed us to do everything, including testing, analysis, and submission for a Letter of Approval with the Card networks. Training and Support well-received to hassle-free work on projects. We have been working with Payhuddle since 2017. We are delighted to be working with Payhuddle, and we look forward to many more years of association.

Siva, Product Manager, Payswiff

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