Terminal Vendors

We help in Level 2 kernel contact and contactless kernel certification and integration across payment schemes and Level 3 terminal type approval.

Terminal vendors (ATM, POS, mPOS) need to be compliant to industry standards and specifications before they can be used in the market.

Compliance with EMV standards is mandatory before they can be used in the acceptane environment.

At PayHuddle, we have years of experience helping terminals vendors with their testing and certification needs through our consulting, training, and workshops.

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EMV Level 2 Certification

Rigel, one of the first dual-stack kernels is well adapted to the EMV & payment schemes migration plan for contact and contactless for the global and domestic markets.

Our solution is integrated with the target platform (equipment) and thoroughly tested to guarantee the certification of the Level 2 contact and contactless kernels.

Terminal Integration

We help ATM, POS, mPOS terminals certifiy for EMV L3 on behalf of all payment brands.

We provide end-to-end services including coordination with payment schemes, choosing the right test cases, executing the test cases and analysing them with our testing tool, submitting reports and recommendations for LoA.

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Contact Us

Want to schedule a demo?

Just fill some information and you will hear from us within the next few hours, and we will get you started

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We will not spam you with thousands of emails or calls. One of our product experts will reach out to you and schedule a time for the demo.

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Frequently Asked Questions

What are EMV Level 2 and Level 3 certifications?

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EMV certifications validate that your payment terminals meet industry standards:

  • Level 2 (L2): Validates the payment kernel, the software that processes contact and contactless transactions on your terminal
  • Level 3 (L3): Tests the complete integrated terminal (ATM, POS, Tap to Pay, and mPOS) to ensure it works correctly with specific payment schemes before market deployment

Both certifications are required before your terminals can process real-world transactions.

Why is EMV compliance mandatory for terminal vendors?

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EMV compliance ensures your payment terminals meet global security and interoperability standards. It is for:

  • Approval and deployment
  • Fraud prevention and transaction security
  • Seamless processing across different payment networks
  • Meeting acquirer and scheme requirements

Without certification, you will not be able to deploy your terminal at the merchant's place.

How does Payhuddle help with EMV L3 payment terminal certification?

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We provide end-to-end EMV L3 certification services:

  • Coordinating with payment schemes on your behalf
  • Selecting and executing the correct test cases
  • Analyzing test results and identifying issues
  • Pre-certification debugging and validation
  • Submitting final reports and recommendations
  • Securing your Letter of Approval (LoA)

Our objective is one-iteration certification, getting it right the first time.

What is Rigel, and how does it help with L2 certification?

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Rigel is our ready-to-certify dual-stack EMV Level 2 kernel. It's designed for both global and domestic payment schemes, supporting contact and contactless transactions.

Our L2 service includes:

  • Integrating Rigel with your target terminal
  • Deep testing to guarantee certification
  • Multi-platform support (Android, Windows, Unix, Linux)

Rigel significantly accelerates your L2 certification timeline.

What if we are facing challenges with certification?

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We specialize in helping vendors overcome certification challenges.

Our team can:

  • Diagnose the cause of certification failure
  • Provide targeted solutions using our testing tools
  • Guide you through fixing issues efficiently
  • Support you through re-certification

Many customers reach out to us after facing challenges with previous attempts. We specialize in turning those situations around.

How do we get started with Payhuddle's certification services?

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Connect with us through our website, phone, or email. We will reach out within a few hours to schedule a consultation and discuss your terminal certification needs.