Certification Testing

The hidden inefficiencies in today’s EMV certification process in the processor-driven U.S. market.

Certifications often involve multiple parties, such as the merchant, the processor’s cert team, sometimes the terminal vendor or an integrator, and possibly network representatives. Coordinating all these via email or phone is clumsy.

EMV

Terminal Integration Certification

Terminal Certification Consulting

Level 3 terminal integration testing

EMV Level 3 Certification

Sabapathy Narayanan

Inside a processor-driven market: How EMV certification works in the U.S.

The U.S. payments market is “processor-driven.” But what does that mean, especially for something as intricate as EMV terminal certification?

EMV

EMV Level 3 Certification

EMVCO

EMV Test Tools

Payment Certification

Sabapathy Narayanan

Why EMV terminal certification matters for payment processors

EMV terminal certification is important to payment processors since it is the key to confidence and efficiency in the payment system.

EMVCO

EMV

Acquirers

Acquiring Bank

Payment Schemes

Sabapathy Narayanan

Top challenges U.S. payment processors face in EMV Level 3 certification

EMV Level 3 certification in the U.S. is challenging. It's a $50K-$200K, 3–6-month journey that can make or break your payment processing timeline.

Mastercard

Mastercard EMV L3 Certification

VISA

Visa L3 Certification

Amex

Karthik Gowrishankar

The 5 Best Practices for a payment scheme to simplify and streamline their testing and certification process

As a payment scheme, you help merchants get their products certified so they can begin processing transactions efficiently in the field.

Payment Schemes

Payments Host Testing and Validation

Certification Board

Certification Consulting

Certification Testing

Karthik G

Why is Payments Test Automation Critical to Maintain Standards and Compliance Requirements

Maintaining standards for various payment brands is complex, often extending certification timelines and delaying go-to-market.

Test Intelligence

Payments Host Testing and Validation

Cloud Test Tools

EMV Test Tools

Cloud Test Solutions

Karthik Gowrishankar

How do you replace physical cards in EMV Level 3 testing?

How to streamline your EMV Level 3 testing and certification with card personalization and simulation using a mobile app.

Card

Payment Schemes

Acquirers

Issuers

Acquirer Certification