Payment Networks
Certification Management Platforms for your Payment Network
Products
Tecto®
EMV L3TG compliant terminal testing tool
Tropo™
Card Personalization validation tool
Lithos™
Test platform for terminal, host, and network
Merchant Test Cards
Terminal test cards for debugging & User Acceptance Testing (UAT)
Betel
Terminal simulator for remote EMV terminal debugging
Stratos®
Advanced API testing platform
Rigel®
Ready-to-certify EMV Level 2 kernel
Mantle®
EMV Level 2 contact and contactless testing platform
Card Image Editor
Platform to create, validate, and update card images
TSEC Editor®
Platform to create and edit TSEC files for L3TG migration
Services
DPAS E2E Certification
Accredited D-PAS End-to-End certification provider
Discover Consulting
Accredited Discover consulting services provider
Visa CVES
Recognized Visa Chip Vendor Enabled Service provider
Outsourced Product Development
Address all stages of product lifecycle
Test Tool Development
Test tools development for the entire payment ecosystem
Testing & Certification Consulting
EMV migration consulting across payments & transit
Solutions
Acquirers / Processors
Pre-certification and faster network certification
Issuers
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Terminal Vendors
EMV Level 2 kernels and Level 3 certification
Mobile Payment Apps
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LIFE AT PAYHUDDLE
The C-8 kernel is here, and how payment teams manage the multi-kernel transition period will determine who reaches the other side ready sooner.
How Payhuddle's support team traced a failing JCB ATM certification to non-standard terminal behavior, and what it reveals about what quality engineering actually requires in payments.
Most payment teams test terminal authorization thoroughly but neglect refunds, reversals, and reconciliation, and that's exactly where real-world operational failures quietly appear after go-live.
Bringing a POS terminal to market is not just product development. The process involves labs, terminal vendors, and payment networks operating under evolving compliance requirements.
Modern automated certification platforms aim to take care of the entire workflow, from assigning test cases to running tests to validating outcomes to generating reports.
Certifications often involve multiple entities, such as the merchant, the processor’s cert team, the terminal vendor or an integrator, and possibly network representative.
The U.S. payments market is “processor-driven.” But what does that mean, especially for something as intricate as EMV terminal certification?
EMV terminal certification is important to payment processors since it is the key to confidence and efficiency in the payment system.
EMV Level 3 certification in the U.S. is challenging. It's a $50K-$200K, 3–6-month journey that can make or break your payment processing timeline.
Tokenization - a powerful technique that helps protect sensitive payment information. But what exactly is it, and how does it work? This blog will explain why tokenization matters for secure transactions by breaking down the different eras and explaining the basics of tokenization in simple terms.
Explore the evolving modern payment technologies, such as contactless payments, cloud-based kernels, and mobile wallets, in detail, along with regulatory changes like ISO, PCI, EMVCo, 3DS, Open banking, and Secure Remote Commerce (SRC) that drive the payment industry forward.
Discover how terminal and card simulators simplify payment field issues for processors, kernel developers, merchants, and networks.
Explore the role of the EMV Card Personalization Validation Process for Issuers, Personalization Bureaus, and Payment Networks and how it can be further simplified.
Maintaining standards for various payment brands is complex, often extending certification timelines and delaying go-to-market.
In this blog, we will dive deep into EMVCo L3TG, role of TSEC, challenges in building the TSEC file, use cases of the automated TSEC editor and card image generation tool
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