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Huddler's Write

We Huddlers at Payhuddle post new content across a variety of categories.
Browse our latest posts below and select specific categories based on your interests.

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Our Blogs

Sabapathy Narayanan
June 19, 2025

Top challenges U.S. payment processors face in EMV Level 3 certification

EMV Level 3 certification in the U.S. is challenging. It's a $50K-$200K, 3–6-month journey that can make or break your payment processing timeline.

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Rajamalliga Sundar
June 17, 2025

The ABCs of Tokenization: Your First Step to Payment Security - Part 1

Tokenization - a powerful technique that helps protect sensitive payment information. But what exactly is it, and how does it work? This blog will explain why tokenization matters for secure transactions by breaking down the different eras and explaining the basics of tokenization in simple terms.

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Rajamalliga Sundar
March 18, 2025

Tokenization 2.0: How AI and Machine Learning Are Reinventing Secure Payments

Explore modern secure payment technologies, such as tokenization, and how Artificial Intelligence (AI) and Machine Learning (ML) make tokenization even smarter in this blog.

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Karthik Gowrishankar
December 16, 2024

The Evolving Payments Landscape

Explore the evolving modern payment technologies, such as contactless payments, cloud-based kernels, and mobile wallets, in detail, along with regulatory changes like ISO, PCI, EMVCo, 3DS, Open banking, and Secure Remote Commerce (SRC) that drive the payment industry forward.

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Karthik Gowrishankar
December 2, 2024

The Need for Terminal and Card Simulators in Payments Testing

Discover how terminal and card simulators simplify payment field issues for processors, kernel developers, merchants, and networks.

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Karthik Gowrishankar
October 24, 2024

Exploring the EMV Card Personalization Validation Process as an Issuer, Personalization Bureau, and Payment Network

Explore the role of the EMV Card Personalization Validation Process for Issuers, Personalization Bureaus, and Payment Networks and how it can be further simplified.

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Karthik Gowrishankar
August 21, 2024

The 5 Best Practices for a payment network to simplify and streamline their testing and certification process

As a payment network you help merchants get their products certified so they can begin processing transactions efficiently in the field.

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Sarangapani K
July 10, 2024

Impact of DevOps on the Payments Industry

The payment industry's rapid growth often results in resource shortages.

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Karthik Gowrishankar
June 21, 2024

Why is Payments Test Automation Critical to Maintain Standards and Compliance Requirements

Maintaining standards for various payment brands is complex, often extending certification timelines and delaying go-to-market.

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Sarangapani K
June 10, 2024

DevOps culture: Building a collaborative and efficient team

Discover the transformative power of DevOps culture. Learn how collaboration, automation, and continuous software delivery and operations improvement can enhance efficiency, quality, and customer satisfaction. Explore Payhuddle's successful DevOps implementation strategies.

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