Host Validation

Host validation services for acquirers and processors across payment schemes

Acquirer host connections to the payment schemes have to adhere to payment scheme requirements. This is a pre-requisite before acquirers can get their terminal integration certification and start to perform transactions.

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Our Solution

We at PayHuddle, help you test the processing of payment messages for speedy acceptance.

This process can be lengthy and complex, as there are new rules and processes to obtain, understand and implement for every payment scheme.

At PayHuddle, we have provided host validation services for 1000s of acquirers and processes across payment schemes.

Acquirer host-test configuration

Acquirer Host Test Environment

Lithos, the PayHuddle host platform, acts as the network simulator and issuer simulator in performing acquirer host testing. All kinds of issuer responses are simulated including the invalid requests.

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Acquirer host test environment - end-to-end testing

This configuration enables simulated messages coming from the payment terminal.

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Contact Us

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We will not spam you with thousands of emails or calls. One of our product experts will reach out to you and schedule a time for the demo.

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Frequently Asked Questions

What is acquirer host validation?

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Acquirer host validation tests your payment host system to ensure it communicates correctly with the scheme's transaction format. It verifies that the transaction messages are formatted correctly.  

Think of it as proving your system speaks the same language as the payment networks before deploying the host for transactions.

Why is host validation necessary before terminal certification?

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Payment terminals connect to your acquirer host, so schemes need to debug and certify that your host system works correctly before they can proceed. Some of the reasons for host certification:

  • Terminals can only be as reliable as the host they connect to
  • Schemes require host compliance before certifying connected terminals
  • Payment processors integrating payment acceptance infrastructure
  • It prevents issues from cascading to live transactions.

How does Payhuddle simplify the host validation process?

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We take the complexity out of host validation. Here's how:

  • Expert guidance through each payment scheme's requirements
  • Lithos platform for accurate simulations and testing
  • End-to-end management of the certification process
  • Faster timelines with reduced burden on your team

You focus on your business; we handle testing and compliance.

What payment schemes do you support for host validation?

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We support major global and regional payment schemes. Have a specific scheme in mind? Connect with us.

How long does the host validation process typically take with Payhuddle?

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It depends on your system's complexity, and which payment schemes you're certifying for. That said, our team and the Lithos platform are built to accelerate the process for you.