Payhuddle streamlines Acquirer Host Debugging for a leading payment processor in India with Lithos

Context

A prominent payment processor in India, known for its cutting-edge fintech solutions, was on a mission to enhance its acquirer host debugging capabilities for Visa and Mastercard.  

With a growing base of modern merchants, they aimed to streamline their debugging and certification processes by simulating the scheme-specific issuer response. With this, they wanted to accelerate time-to-market and reduce manual effort.  

Despite having in-house debugging and certification teams, they encountered significant challenges:  

1. Lack of specialized tools to effectively debug and test their acquirer host

2. Lengthy manual debugging cycles impacting production deployment timelines

3. The need to automate testing so that they can focus on the go-to-market implementation  

After evaluating multiple tools for acquirer host testing, the payment processor chose Payhuddle’s Lithos for its comprehensive capabilities.  

Why did they choose Lithos?

Lithos was a strategic fit for their needs, offering a combination of debugging and certification readiness testing. Here’s why it stood out:  

Comprehensive Functionality

• Dual-use tool for both debugging and certification readiness testing  

• Supports ISO 8583:1987 & ISO 8583:1993

• Cloud-based simulator for issuer, acquirer, and network testing  

• Visa and Mastercard acquirer host debugging support.

Efficient Test Management

• Centralized test case management  

• Integrated test cases, testing, and automatic analyzer  

• Configurable test cases to align with specific certification requirements  

Flexibility and cost-effectiveness

• Deployed as a service (SaaS model) with pay-as-you-go pricing

• Scalable, modular, and pluggable architecture, allowing future extensions for other payment schemes.

Responsive Support

• Fast support SLAs with responses in hours and not days.  

• Proactive and agile customer service.

How did Lithos help improve certification confidence?

Lithos helped this payment processor in debugging their acquirer host in a smooth, structured workflow:

• ‍Streamlined work flow: Lithos allowed the team to self-debug and validate systems in-house, reducing dependency on formal test windows‍
• Real-time analysis: The real-time analyzer and test case traceability improved accuracy and confidence before entering the certification phase‍
• Scalability: The platform’s modular architecture enabled potential extensions to other payment types like QR

Benefits for the customer

1. Avoided network scheduling delays by pre-validating host systems and ensured faster time-to-market.

2. Debugging minimized the certification times and ensured certification in one iteration.

3. Centralized test cases and dashboards reduced manual efforts and overhead.

4. Reduced administrative costs with a subscription-based pricing model.  

5. Enhanced readiness for future payment types with an extendable platform.  

Lithos has proven to be a powerful enabler for payment processors and banks looking to accelerate certification timelines, simplify host debugging, and move quickly and confidently in the Visa and Mastercard certification ecosystem.