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EMV terminal certification in the U.S.: How do you overcome challenges in a processor-driven market?

The U.S. payment market’s processor-driven nature and heavy certification workload have historically led to slow, cumbersome certification projects. Discover how, as a processor, you can perform automated testing analysis to ensure high compliance from the start.

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What's Inside?

  • The U.S. EMV certification challenge - Why terminal certification is complex in the American payment market
  • Multi-network complexity - How certifying for Visa, Mastercard, Discover, and Amex simultaneously creates testing bottlenecks
  • Cost and timeline realities - Certification can take 3-6 months and cost $xx,xxx-$xxx,xxx per terminal model
  • Processor-driven inefficiencies - How fragmented, manual processes create operational pain points across the industry
  • Legacy system burden - Why chip-and-signature, magstripe fallbacks, and mixed verification methods complicate U.S. certification
  • Manual process pitfalls - The problems with spreadsheet tracking, manual log analysis, and siloed communication
  • Automation solutions - How cloud-based platforms are transforming certification workflows and reducing timelines
  • Real success stories - Case studies showing processors achieving first-iteration certification success through automation
  • Future-ready strategies - Positioning your organization for emerging payment technologies and compliance requirements
The Key Statistics:
  • U.S. handles 300K-600K terminal certifications annually
  • Only ~50% of new U.S. certifications include contactless (vs 80%+ globally)
  • Automated solutions helping processors cut certification cycles significantly
Author:
Sabapathy Narayanan
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