
Manikandan is a Product Lead Engineer at Payhuddle with 6 years of hands-on experience in EMV standards and payment testing platforms.
He has been closely involved in building several of Payhuddle’s core products. He led the development of TSEC Editor to address a very practical problem: managing EMVCo terminal interoperability testing using manual CSV files was slow and error-prone. He is the one behind the TSEC Editor, which automates EMVCo L3TG ICS handling, reducing deployment errors for teams working on certification.
Manikandan also played a key role in building Betel, a desktop and cloud-based soft terminal that allows teams to debug remotely without relying on physical hardware.
In addition, he also leads Tropo development, a card personalization validation tool qualified by Mastercard, designed to find compliance issues before cards go into production.
He mainly focuses on EMV specifications, payment protocols, and building tools that are reliable in real testing environments.