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How to make your cards work anywhere: How can issuers use simulators to make C-8 certification easier?

Discover how terminal simulators simplify EMV contactless certification for card issuers. Learn how virtual testing enables faster C-8 adoption, reduces certification delays, and ensures cards work seamlessly across payment networks.

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What's Inside:

  • Why EMV contactless kernel certification is complex
  • How EMVCo's new Contactless kernel 8 (C-8) will unify contactless standards and what this means for issuers
  • The critical role of terminal simulators in validating card personalization before deploying fully
  • How virtual testing enables faster reproduction of field issues without physical hardware dependencies
  • Real-world strategies for pre-certification validation that reduce certification delays and improve success rates in the first iteration
  • The shift from reactive problem-solving to proactive card testing that prevents customer experience failures
  • Why simulators supplement rather than replace accredited lab testing in the certification process

This article is a perfect read for card issuers, personalization validation bureaus, and payment industry professionals seeking to understand how terminal simulation technology is transforming contactless card validation and enabling confident deployment in a complex, multi-kernel environment.

Author:
Sabapathy Narayanan
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