Tag: VISA


Merchant credit card chargebacks – Is EMV the holy grail?

Merchant credit card chargebacks – Is EMV the holy grail?

When a cardholder detects a fraudulent transaction in their statement, he or she files a complaint with the issuing bank. Issuing bank then investigates the transaction and if it is found fraudulent,  the bank will refund the original value to the cardholder. If the...

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ATM Migration – How do you go about the implementation?

ATM Migration – How do you go about the implementation?

In most of the countries around the world, there is no major business analysis done to check the need and feasibility of migrating ATMs to EMV. At best, it is more of an execution planning, given the central bank mandates, liability shifts and increasing...

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