Payment schemes

Every payment scheme, be it domestic or international, needs to deliver value to its vendors, member banks, and development community. Onboarding of any member would mean a clearly defined certification process. We at Payhuddle help payment schemes in defining, operationalizing, managing, and setting up of Certification Management Platform for payment schemes.

Our offerings


Specification development and review of different products contact, contactless, mobile, transit, and other form factors.


Test plan development and review
Test tool development
Simulator development and deployment

Certification Management

Process definition
Lab setup process
Web-based certification
Role-based access control
Document repository

Certification Services

Test tool accreditation
Certification of issuer host and acquirer host
L2, and L3 consulting and certification
Card Personalization and Validation
Perso bureau audits

At Payhuddle, our team has helped multiple payment schemes with their certification board setup and operations. We handhold the payment schemes irrespective of the stage that they are in.