FallbackConundrum
Fall back transaction is the word that came into picture along with EMV – the work around to make successful transaction in case the chip or terminal chip reader does not work. However, this is looked upon as a huge security threat in the era of trillion transactions. Fallback should
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ATMMigration
In most of the countries around the world, there is no major business analysis done to check the need and feasibility of migrating ATMs to EMV. At best, it is more of an execution planning, given the central bank mandates, liability shifts and increasing frauds. As the banking costs are
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